The Question Isn't Whether You Want To.
It's Whether Your Current Financial Strategy Is Helping You Get There.
Already completed by 3,500+ Canadians
Informed by Canadian retirement research, including Mercer and McKinsey.
You've Done Well Financially. But Is It Enough To Make Work Optional?
The Work Optional Score was created for Canadian professionals who:
- Earn $150,000+ a year but still aren't completely certain when they can comfortably step away from full-time work.
- Have accumulated $250,000+ in investments but wonder whether their money is structured as efficiently as it could be.
- Already have an advisor or financial plan — but want another way to pressure-test whether everything is actually working together.
- Want to enjoy more of their money today without constantly wondering whether they're jeopardising tomorrow.
- Suspect there may be opportunities available to them — but want evidence and clarity rather than guesses and opinions.
If that sounds familiar, your score could be revealing.
What Could Be Quietly Keeping You At Work?
Most People Don't Have A Savings Problem.
They Have A Coordination Problem.
Investments.
Taxes.
Income planning.
Lifestyle goals.
Most people already have the pieces.
The question is whether those pieces are working together.
The Work Optional Score was designed to help uncover what's missing.
Discover Your Work Optional Score In 3 Minutes
Answer 15 simple questions across the key areas that can influence your ability to move from working out of necessity to working by choice.
Your assessment looks beyond simply asking your age and how much you've saved.
It examines:
At the end, you'll receive your personalised Work Optional Score and see where you appear strong, where potential gaps exist and where there may be opportunities to improve your position.
No account numbers. No investment balances. No sensitive financial information required.
What You'll Discover
In approximately three minutes, you'll have a clearer picture of:
Whether you're closer than you think
See whether the pieces of your financial life appear aligned with the freedom you're trying to create.
The strengths you can build on
Identify the areas of your strategy that appear to be supporting your goals.
The opportunities that may be hiding in plain sight
Discover potential weaknesses that could be delaying your financial freedom.
Whether your financial strategy matches your desired lifestyle
Because having enough money means very little if your plan doesn't allow you to enjoy it.
Where your biggest opportunities may exist
See which areas deserve closer attention and what you may want to focus on next.
“But My Advisor Says I'm On Track…”
That's good.
The purpose of the Work Optional Score isn't to tell you that your existing plan is wrong. It's to help you ask a better question:
“Is my current strategy doing everything it reasonably can to create the freedom I want?”
Because being “on track for retirement” and being positioned to make work optional aren't necessarily the same objective.
One asks
“Will I eventually have enough?”
The other asks
“How much choice could my money give me now?”
Your Work Optional Score can help reveal questions you may want to explore more deeply.
What Other Canadians Are Saying
“For the first time, I stopped wondering if I was on track and started understanding what was actually possible.”
“I walked away with something I hadn't had in years: confidence that I was focusing on the right things.”
“The biggest surprise wasn't my score. It was realising I had more options than I thought.”
No Products. No Pressure. No Guesswork.
The Work Optional Score is not a recommendation to buy or sell an investment. It's not a pitch to make dramatic changes to your finances. And it's not another generic retirement calculator that asks for a few numbers and spits out an arbitrary retirement age.
It's a simple diagnostic designed to help you understand:
What's working.
What deserves another look.
And what may be standing between you and greater financial freedom.
All in approximately 3 minutes.
Created By Someone Who Made Work Optional At 49
Tyler Hoffman
Helping Gen X Professionals Make Work Optional
Royal Bay, BC
Tyler Hoffman spent more than 24 years helping Canadians make financial decisions before stepping away from full-time work at age 49.
Today, through OnPoint Private Wealth Coaching, he helps Gen X professionals understand what's possible and build a path toward greater freedom, flexibility, and choice.
Author of
- Deliberate Wealth
- Make Work Optional
Creator of
- The Work Optional Score
- The Escape Plan
So… How Close Are You?
You may discover you're in better shape than you thought. You may uncover a few opportunities that could move your Work Optional date closer. Or you may discover gaps in your current strategy that deserve attention.
But until you measure it, you're guessing.
Take the 15-question Work Optional Score and discover how close you are to working because you want to — not because you have to.
3 Minutes. 15 Questions. Your Personalised Score.